Huge TD Travel Welcome Bonuses Just Got Easier To Earn

If you’ve been looking for a new travel credit card, TD has been running some great offers all year.

But they just made some changes to most of their travel sign-up offers – are they still worth it? While the marketing copy for the old offers might make it seem like the new ones aren’t as good, if you dig a little deeper you’ll see they’re actually better.

We’ll show you how.

For all of them (except for 1), there’s no more bonus awarded for adding an authorized user, and the amount of points or miles awarded after the first purchase hasn’t changed either…it’s the rest of the bonus where the important changes come in.

Credit Card Old Sign-Up Bonus New Sign-Up Bonus First Year Free Apply Now
TD Aeroplan Visa Infinite * 15,000 miles after the first purchase
* 5,000 miles when you added an authorized user
* 2x the miles for the first 3 months, until 20,000 miles had been earned
* 15,000 miles after the first purchase
* 5 bonus miles per $1 spent in the first 3 months, until 5,000 bonus miles earned per month (terms)
Yes Apply Now
TD Aeroplan Visa Infinite Privilege * 25,000 miles after the first purchase
* 5,000 miles when you added an authorized user
* 2x the miles for the first 3 months, until 30,000 miles had been earned
* 25,000 miles after the first purchase
* 5 bonus miles per $1 spent in the first 3 months, maximum of 5,000 bonus miles earned per month (terms)
No Apply Now
TD Aeroplan Platinum Visa * 10,000 miles after the first purchase
* 5,000 miles when you added an authorized user
* 2x the miles for the first 3 months, until 10,000 miles had been earned
* 10,000 miles after the first purchase
* 5 bonus miles per $1 spent in the first 3 months, maximum of 5,000 bonus miles earned per month (terms)
Yes Apply Now
TD First Class Travel Visa Infinite * 20,000 points after the first purchase
* 10,000 points when you added an authorized user
* 2x the miles for the first 3 months, until 60,000 points had been earned
* 20,000 points after the first purchase
* 5x the points in the first 3 months, maximum of 20,000 bonus points earned per month (terms)
Yes Apply Now
TD Travel Platinum Visa * 15,000 points after the first purchase
* 10,000 points when you added an authorized user
* 2x the miles for the first 3 months, until 45,000 points had been earned
* 15,000 points after the first purchase
* 5x the points in the first 3 months, maximum of 5,000 bonus points earned per month (terms)
Yes Apply Now
TD Rewards Visa * 2x the points in the first 3 months, until 10,000 points had been earned * 5,000 points after spending $1,000 in the first 3 months
* 2,500 points when you sign-up for paperless statements
* 2,500 points when you add an authorized user (terms)
No annual fee Apply Now

Plus up to 4% cash back.
Ends December 18, 2019.

TD Aeroplan credit cards

To start, let’s go over the TD Aeroplan sign-up bonuses.

One of the most popular Aeroplan credit cards is the .

Previously, the welcome bonus was said to be worth up to 40,000 miles: 15,000 miles after the first purchase, 5,000 miles when you added an authorized user, and 2x the miles for the first 3 months, until 20,000 miles had been earned.

In reality, the bonus was only worth up to 30,000 miles, since while you were earning your double miles in the first 3 months, you would’ve been earning half of that anyway on your regular spending. So this part of the bonus really only got you an extra 10,000 miles.

Plus another 5,000 miles came at the price of adding an authorized user, which costs $50 per year…

Now? Things are a lot more straight-forward, without missing out on that easy bonus after your first purchase.

You’ll earn:

  • 15,000 miles after the first purchase, and
  • 5 bonus miles per $1 spent in the first 3 months, up to a maximum of 5,000 bonus miles earned per month.

The new offer also comes to a total of 30,000 miles, but it’s easier to earn the full amount.

For great earn rates as well as top notch perks on all Air Canada flights, the is a great option for the frequent flyer.

Previously, the welcome bonus was supposed to be worth up to 60,000 miles: 25,000 miles after the first purchase, 5,000 miles when you added an authorized user, and 2x the miles for the first 3 months, until 30,000 miles had been earned.

But like the previous card, the old bonus was only worth up to 40,000 miles, as half of your double spending was being earned on your regular spending anyway – only bagging you 15,000 extra miles. And, again, another 5,000 miles came at the price of adding an authorized user (which costs $99 annually).

Now they’ve taken out the authorized user and given you 5 bonus miles instead:

  • You’ll earn the same 25,000 miles after the first purchase and
  • 5 bonus miles per $1 spent in the first 3 months, up to a maximum of 5,000 bonus miles earned per month.

It’s still a total of 40,000 miles, but easier to earn.

For a lower fee card (with no income requirements) there’s the .

It used to have a welcome bonus worth up to 25,000 miles: 10,000 miles after the first purchase, 5,000 miles when you added an authorized user, and 2x the miles for the first 3 months, until 10,000 miles has been earned.

But, like the other cards, half of the 10,000 miles were earned as part of your regular spending, making the bonus really worth a maximum of 20,000 miles.

Now? You get:

  • 10,000 miles after the first purchase, and
  • 5 bonus miles per $1 spend in the first 3 months, until 5,000 bonus miles have been earned.

It’s now actually worth the full 25,000 miles, unlike before.

TD Rewards cards

TD own in-house rewards program cards have also seen changes to their bonus structures as well.

The best card for TD Rewards is the .

Before, the welcome bonus was said to be worth up to 90,000 points: 20,000 points after the first purchase, 10,000 points when you added an authorized user, and 2x the points for the first 3 months, until 60,000 points had been earned.

In reality, the bonus was only worth a maximum of 60,000 points. In fact, based on a typical $2,000 in monthly spend, you would’ve only earned roughly 38,000 points…

Now it’s worth up to 68,000 points:

  • 20,000 points after the first purchase, and
  • 5x the points in the first 3 months, up to 20,000 points earned per month.

So, like the previous bonus, it’s not worth a maximum of 80,000 points since you would’ve been earning points for every $1 anyway.

But, it’s still worth up to 68,000 points – 8,000 more than before. And now a typical $2,000 monthly spend would earn the full bonus.

To earn TD Rewards and not have to worry about income requirements, you may want to look at the .

It used to have a sign-up bonus of up to 70,000 points: 15,000 points after the first purchase, 10,000 points when you added an authorized user, and 2x the points for the first 3 months, until 45,000 points had been earned.

But this bonus was actually only worth up to 47,500 points.

And sadly, it’s the one card that has seen a downgrade in bonus…

Now, you’ll earn:

  • 15,000 points after the first purchase, and
  • 5x the points in the first 3 months, up to 5,000 bonus points per month.

So the actual bonus is now worth 27,000 points.

The only no fee travel card TD offers is the .

The previous bonus was to earn double points in the first 3 months, up to a maximum of 10,000 points earned. This meant a maximum bonus of 5,000 points.

Now? You’ll get:

  • 5,000 points after spending $1,000 in 3 months,
  • 2,500 points when you add an authorized user, and
  • 2,500 points when you sign-up for paperless statements.

This time the bonus is actually worth the full 10,000 points – double the old bonus.

In summary

On the whole, the changes are for the better. They’re generally easier to earn, and in some cases worth more as well.

What are your thoughts on these new sign-up bonuses?

Let us know in the comments below.

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