Everything you need, answered instantly.
BadCreditMentor is fully self-managed. Search the help center, ask the AI mentor, and run your disputes on your own schedule — no appointments, no hold music.
Self-serve help center
Everything is answered here — no calls, no waiting. This page updates itself from the questions people ask.
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No phone queue. Your question is reviewed automatically and the answer is published to this page — usually within a day. Need an answer right now? Use the AI mentor in the bottom corner.
Every month counts
Here's what guessing is costing you
Extra interest per year
$1,440
Every month you wait
$120
Estimate based on the numbers you entered; actual rates vary by lender.
Step 1 of 12
Reading articles isn't a plan. Follow the steps.
- Tell us your situation — your ordered plan is generated instantly.
- Do only today's step, with the template already filled in for you.
- Ask the AI mentor the moment you're stuck, any hour.
Educational credit guidance. We are not a credit repair organization and results vary.
Don't rebuild your credit alone
Your answer, then your action plan.
Get your free AI credit action plan and start fixing your report in the next 10 minutes.
Step 1 of 12
- 1. Get your ordered plan
- 2. Do only today's step
- 3. Ask the AI mentor 24/7
Educational credit guidance. We are not a credit repair organization and results vary.