Every paid plan is access to the education platform — courses, templates, tools, and AI guidance. You do the sending; we show you exactly how.
Included — sold separately for
$117 of guides included
Included — sold separately for
$117 of guides included
How many items on your reports do you want to challenge?
How fast do you want to move?
How much AI help do you want?
| Compare plans | Free | Premium | Pro |
|---|---|---|---|
| Free AI tools & calculators | |||
| Credit score tracker | |||
| Dispute letter templates | 1 basic | All 18 | All 18 |
| AI mentor questions | 3 per day | Unlimited | Unlimited |
| AI dispute letter writer | Unlimited | ||
| Self-study credit rebuild course | |||
| 90-Day Playbook & Score Toolkit | |||
| Progress dashboard | |||
| Monthly AI progress check-in | |||
| AI credit report review ($47 value) | $47 each | Included | |
| Dispute deadline tracker | |||
| Self-serve help center |
What you're buying
You are purchasing access to BadCreditMentor's educational platform: self-study courses, letter templates you complete and send yourself, calculators, and AI guidance. We do not contact bureaus or creditors, do not dispute anything on your behalf, and do not provide credit monitoring or credit counseling.